0% introductory APR for 21 months on Stability Transfers on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months on Stability Transfers, which suggests you’ll have virtually two years to repay your stability.
0% introductory APR for 12 months on Purchases on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months on Purchases. It is a useful perk when you plan on shopping for something with the cardboard.
Select your fee due date: A bit of flexibility can go a great distance relating to managing your funds. The cardboard enables you to select from any accessible fee date, whether or not it is at first, center, or finish of the month. That method, you’ll be able to arrange automated funds which are aligned along with your paycheck.
No late charges: One of the crucial distinctive perks is that there aren’t any late charges, ever. When you ought to all the time pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged when you do slip up and miss a fee.
No penalty APR: When you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means prices a penalty charge, so your APR is not susceptible to growing attributable to late funds.
No annual payment: This card comes with no annual payment, which is a crucial function in case your aim is to repay debt.
